Winston Rowe & Associates
Commercial Loans Without Upfront Fees

No Upfront Fee
Office & Medical Building Financing
  Purchase, Refinance & Cash Out Nationwide
Hard Money, Conventional, Private Equity & SBA


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Winston Rowe & Associates a national non investment due diligence and advisory specialist with the knowledge and experience to assist investors in structuring office and medical building financing that best suits their needs.

Winston Rowe & Associates has solutions for single tenant, multi-tenant, owner occupied and office and medical buildings, nationwide.

When speed and experience are important and crucial to your commercial real estate investing success, contact Winston Rowe & Associates, a principle is always available to speak with prospective clients.

Winston Rowe & Associates can structure solutions for acquisition, refurbishing, refinancing or cash out for office and medical properties around the country.

Office & Medical Building Loan Guidelines:

Eligible Properties; Stabilized CBD and suburban single, multi, and credit tenant office properties. High-rise, low-rise, private hospitals, and office condo property structures permitted.

For single tenant or anchor tenant properties, lease terms should extend past the fixed term of loan.

  • Loan Size Loan sizes starting at $500,000 to $100,000,000.
  • Tiered pricing based on LTV and DSCR
  • Short Term Bridge Loans Starting at 8%
  • Rate Buy Downs are Available
  • Loan Terms 5-20 year fixed terms with 25-30 year amortizations
  • Prepayment Defeasance
  • Personal Guarantees Non-recourse with standard carve-outs 
  • Loan to Value Maximum 80% For Conventional
  • Loan to Value Maximum 65% For Bridge Loans
  • Debtor in Possession Chapter 11 Exit Financing
  • Discount Note Payoff Financing
  • Portfolio Repositioning


Office building, office park, and office complex financing in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, MaineMaryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming


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