Winston Rowe & Associates
No Upfront Fee Commercial And Business Loans

Commercial and Business Loans
Rental Homes, Working Capital, Hard Money, SBA, CMBS
No Upfront or Advance Fees

With a core focus on flexibility, Winston Rowe & Associates really wants to be able to find a way to help everyone who comes to them find a funding solution for their commercial property or rental property's that meets their needs.

The best funding solutions occur when we combine data with consultation and common sense.

That's why Winston Rowe & Associates actually wants to speak with clients, so we can truly understand your business and its distinct needs.

Working Capital Business Loans:

  • Operating Capital
  • Debt Consolidation 
  • Equipment
  • Minimum FICO 500

Small Balance Business Lending Explained

Rental Home Blanket Financing:

  • 5 or More Rental Homes
  • Purchase, Refinance and Cash Out

Hard Money Bridge Loans:

  • Starting at $1MM
  • 12 Months Interest Only
  • Up to 70% (75% for Multifamily)
  • Quick Close Acquisitions, DPO Financing, Debt Refinancing & Restructuring, Facilities for CapEx, TI/LCs, and Partner Buyouts

Small Business Administration (SBA) Loans: 

  • Acquisition and Refinance of Owner-Occupied, Hospitality, Multi-Use and Special Purpose Properties
  • Up to $14,000,000
  • Up to 90% of FIRREA Appraised Value
  • Minimum 1.20x DSCR on in-place cash flow

Small Business Administration Loans Explained

CMBS Loan Parameters:

  • Major Metro within the U.S. and its territories exhibiting strong economic and property-type specific fundamentals
  • Stabilized property types including Office, Retail, Industrial, Multi-Family and Hotel. Self-Storage and Mobile Home Parks will be considered on a case-by-case basis
  • $3MM to $50MM
  • 5, 7 and 10-year loan terms
  • Amortization: Typically 30 years (shorter terms may be required based on property type and use)
  • Up to 75% LTV of FIRREA Appraised Value

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