Winston Rowe & Associates
No Upfront Fee Commercial Real Estate And Unsecured Business Loans

Commercial Real Estate Financing
Unsecured Business Loans

No Upfront Fees



With a core focus on flexibility, Winston Rowe & Associates really wants to be able to find a way to help everyone who comes to them find a funding solution that meets their needs.

The best funding solutions occur when we combine data with consultation and common sense.

That's why Winston Rowe & Associates actually wants to speak with clients, so we can truly understand your business and its distinct needs.

Unsecured Business Loans:

  • Low Documentation
  • Fund In As Little As Two Weeks
  • You Can Use The Money For Anything
  • This Is Not Secured By Real Estate Or A Merchant Cash Advance

Small Balance Business Lending Explained

Rental Home Portfolio Financing:

  • 5 or More Rental Homes
  • Purchase, Refinance and Cash Out
  • Fix & Flip Rehab
  • Business Lines of Credit

Hard Money Bridge Loans:

  • Starting at $500K
  • 12 Months Interest Only
  • Up to 70% (75% for Multifamily)
  • Quick Close Acquisitions, DPO Financing, Debt Refinancing & Restructuring, Facilities for CapEx, TI/LCs, and Partner Buyouts

Small Business Administration (SBA) Loans: 

  • Acquisition and Refinance of Owner-Occupied, Hospitality, Multi-Use and Special Purpose Properties
  • Up to $14,000,000
  • Up to 90% of FIRREA Appraised Value
  • Minimum 1.20x DSCR on in-place cash flow

Small Business Administration Loans Explained 

SBA Turn Down Financing Explained

CMBS Loan Parameters:

  • Major Metro within the U.S. and its territories exhibiting strong economic and property-type specific fundamentals
  • Stabilized property types including Office, Retail, Industrial, Multi-Family and Hotel. Self-Storage and Mobile Home Parks will be considered on a case-by-case basis
  • $3MM to $50MM
  • 5, 7 and 10-year loan terms
  • Amortization: Typically 30 years (shorter terms may be required based on property type and use)
  • Up to 75% LTV of FIRREA Appraised Value 

Preferred & Joint Venture Equity:

  • Transaction Size; $500,000 to $10,000,000
  • Asset Types; Multi-Family, Student Housing, Medical and Special Purpose Office, Self Storage, Retail, Hotels, Health Care, Industrial and Land
  • Transaction Types; Value Add, Current Cash Flow and Distressed
  • Target Rate of Return; 15% + 
  • Minimum Investment Duration; 12 Months
Private and Joint Venture Equity Financing Explained




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